{"id":7005,"date":"2024-08-29T00:00:56","date_gmt":"2024-08-29T03:00:56","guid":{"rendered":"https:\/\/www.fmtrance.com\/online\/?p=7005"},"modified":"2024-10-14T23:33:11","modified_gmt":"2024-10-15T02:33:11","slug":"galperin-llora-porque-modo-le-esta-ganando-a-mercadopago","status":"publish","type":"post","link":"https:\/\/www.fmtrance.com\/online\/galperin-llora-porque-modo-le-esta-ganando-a-mercadopago\/","title":{"rendered":"Galperin llora porque MODO le esta ganando a MercadoPago"},"content":{"rendered":"<p><strong>Es sabido que MercadoPago tiene una posici\u00f3n dominante en el mercado y que no quiere perder ese privilegio. En los ultimos meses se vi\u00f3 un crecimiento de su competidor, MODO, y Marcos Galperin, CEO y fundador de MercadoLibre\/MercadoPago, no esta dispuesto a perder sus privilegios, por lo que fue a llorarle al presidente Javier Milei y a la Comisi\u00f3n Nacional de Defensa de la Competencia (CNDC)<\/strong><\/p>\n<p>Marco Galper\u00edn present\u00f3 una denuncia contra los 36 principales bancos de la Argentina. La demanda\u00a0por concentraci\u00f3n prohibida, cartelizaci\u00f3n se present\u00f3 ante la Comisi\u00f3n Nacional de Defensa de la Competencia (CNDC).<\/p>\n<p>Seg\u00fan Galper\u00edn, los bancos aplican pr\u00e1cticas coordinadas destinadas a perjudicar a la industria fintech y sus usuarios. En definitiva, es un cuestionamiento a la unificaci\u00f3n del pago con QR. Mercado Libre resiste de este modo la decisi\u00f3n del Banco Central de permitir el pago a trav\u00e9s de cualquiera de las plataformas.<\/p>\n<p>Para Mercado Libre, MODO fue creada con el objetivo de limitar la competencia entre los propios bancos y de obstaculizar el crecimiento de empresas fintech.<\/p>\n<p>&#8220;La billetera MODO nunca notific\u00f3 ni solicit\u00f3 autorizaci\u00f3n a la CNDC para operar en forma conjunta. De esta manera los bancos est\u00e1n infringiendo la ley de defensa de la competencia&#8221;, se\u00f1al\u00f3 ML en su denuncia.<\/p>\n<p>La denuncia apunta a las entidades que conforman la red MODO,\u00a0 porque entre las tantas billeteras virtuales en oferta, es la \u00fanica con espalda para competir en el sistema de pago con Mercado Libre.<\/p>\n<p>&#8220;En lugar de desarrollar tecnolog\u00eda y generar mejores productos, decidieron concentrarse en MODO, que les permite ponerse de acuerdo en sus estrategias comerciales y evitar la competencia por los comercios que se afilien a sus promociones y por los montos de descuentos y reintegros que ofrecen a sus consumidores&#8221;, concluye en la denuncia.<\/p>\n<p>Macro, Santander, BBVA, Galicia, ICBC, Naci\u00f3n y Ciudad, entre entre otros. Banco Provincia es el \u00fanico grande que no es de la partida.<\/p>\n<p>Curiosamente los titulares de MODO denunciaron a Mercado Pago ante la misma Comisi\u00f3n Nacional de Defensa de la Competencia (CNDC) en mayo bajo argumentos similares:\u00a0por comportamientos anticompetitivos exclusorios. La presentaci\u00f3n alega un abuso de su posici\u00f3n dominante &#8220;en perjuicio de m\u00faltiples actores del mercado, incluidos competidores, comercios y consumidores&#8221;.<\/p>\n<p>Sin embargo se trataba del conflicto inverso. En ese momento era que, cuando un comercio ten\u00eda un QR provisto por Mercado Pago, solo aceptaba pagos con tarjeta v\u00eda QR si el pl\u00e1stico estaba cargado en una billetera de Mercado Pago y los rechaza si el cliente tiene cargada su tarjeta en billeteras bancarias, como MODO. Fue a partir de una norma del BCRA que termin\u00f3 con esa exclusividad para Mercado Pago y oblig\u00f3 a abrir su red a cualquier billetera. Tras varias pr\u00f3rrogas, finalmente la interoperabilidad termin\u00f3 aplic\u00e1ndose.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Es sabido que MercadoPago tiene una posici\u00f3n dominante en el mercado y que no quiere perder ese privilegio. En los<\/p>\n","protected":false},"author":1,"featured_media":7006,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1728,1],"tags":[1522,1527,1526,1521,295,351,943,971,1523,1524,1525,1726],"class_list":["post-7005","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias","category-uncategorized","tag-billeteras-virtuales","tag-credito","tag-debito","tag-galperin","tag-gobierno","tag-mercadolibre","tag-mercadopago","tag-milei","tag-modo","tag-online","tag-qr","tag-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Galperin llora porque MODO le esta ganando a MercadoPago | FM Trance 103.3<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fmtrance.com\/online\/galperin-llora-porque-modo-le-esta-ganando-a-mercadopago\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Galperin llora porque MODO le esta ganando a MercadoPago | FM Trance 103.3\" \/>\n<meta property=\"og:description\" content=\"Es sabido que MercadoPago tiene una posici\u00f3n dominante en el mercado y que no quiere perder ese privilegio. 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