{"id":65,"date":"2020-03-03T14:53:00","date_gmt":"2020-03-03T17:53:00","guid":{"rendered":"http:\/\/www.fmtrance.com\/online\/index.php\/2020\/03\/03\/que-es-y-para-que-sirven-la-cbu-alias-cbu-y-cvu\/"},"modified":"2020-03-03T14:53:00","modified_gmt":"2020-03-03T17:53:00","slug":"que-es-y-para-que-sirven-la-cbu-alias-cbu-y-cvu","status":"publish","type":"post","link":"https:\/\/www.fmtrance.com\/online\/que-es-y-para-que-sirven-la-cbu-alias-cbu-y-cvu\/","title":{"rendered":"\u00bfQu\u00e9 es y para qu\u00e9 sirven la CBU, Alias CBU y CVU?"},"content":{"rendered":"<p><a href=\"https:\/\/1.bp.blogspot.com\/-ThntVwMrtdQ\/XnZW9QyILzI\/AAAAAAAABrg\/JJaA90yQ22w2p554Eygn_PNTfF5JQkj9ACLcBGAsYHQ\/s1600\/Captura-41-678x381.png\"><img loading=\"lazy\" decoding=\"async\" border=\"0\" data-original-height=\"381\" data-original-width=\"678\" height=\"360\" src=\"https:\/\/1.bp.blogspot.com\/-ThntVwMrtdQ\/XnZW9QyILzI\/AAAAAAAABrg\/JJaA90yQ22w2p554Eygn_PNTfF5JQkj9ACLcBGAsYHQ\/s640\/Captura-41-678x381.png\" width=\"640\" \/><\/a><\/p>\n<p>Muchas veces lo usuarios bancarios se encuentran con estas siglas CBU, Alias CBU y CVU, y no saben qu\u00e9 son y para qu\u00e9 sirven.<\/p>\n<p>Todas son claves y sobrenombres que se utilizan para identificar las cuentas bancarias tradicionales y virtuales, y sirven para realizar diversos tr\u00e1mites bancarios.<\/p>\n<p>Si todav\u00eda estas nomenclaturas generan dudas, Adelantos.com clarifica lo que significa cada una de ellas para saber c\u00f3mo diferenciarlas.<\/p>\n<p><b>CBU<\/b><\/p>\n<p>La Clave Bancaria Uniforme o CBU es un c\u00f3digo compuesto por 22 d\u00edgitos separados en dos bloques que identifica la cuenta bancaria con el usuario. El primer bloque, est\u00e1 compuesto por el n\u00famero de la entidad bancaria, el n\u00famero de la sucursal y un d\u00edgito verificador.<\/p>\n<p>Mientras que el segundo bloque, sirve para localizar la cuenta dentro de la entidad, la sucursal y otro d\u00edgito verificador.<\/p>\n<p>Este c\u00f3digo completo se utiliza en el sistema financiero de Argentina y con \u00e9l se puede realizar transferencias bancarias, dep\u00f3sitos de dinero y adherirse al pago de impuestos y servicios por d\u00e9bito autom\u00e1tico.<\/p>\n<p>Si un usuario desea solicitar un cr\u00e9dito en Adelantos.com una vez aprobado el tr\u00e1mite, se pedir\u00e1 el n\u00famero de CBU para enviarle el dinero.<\/p>\n<p>En tanto, si un usuario posee una caja de ahorros y una cuenta corriente, tendr\u00e1 dos CBU diferentes. La CBU se puede obtener de los cajeros autom\u00e1ticos, solicitarse por ventanilla o a trav\u00e9s del homebanking de las p\u00e1ginas de los bancos.<\/p>\n<p><b>Alias CBU<\/b><\/p>\n<p>Es el nombre de la cuenta bancaria, est\u00e1 compuesto por entre 6 y 20 caracteres alfanum\u00e9ricos y funciona como una alternativa o sobrenombre al n\u00famero CBU para realizar las transferencias.<\/p>\n<p>Todas las cuentas bancarias tienen un alias asignado por defecto y es una combinaci\u00f3n al azar de tres palabras breves y de uso frecuente en espa\u00f1ol. En este caso, el usuario podr\u00e1 cambiar el Alias, si as\u00ed lo desea.<\/p>\n<p><b>CVU<\/b><\/p>\n<p>La Clave Virtual Uniforme o CVU es una nueva clave para realizar las transferencias de dinero de forma inmediata y gratuita entre cuentas bancarias, no bancarias y virtuales. Se distingue de la CBU al no necesitar una cuenta titular en un banco.<\/p>\n<p>Las cuentas virtuales no bancarias son las que pertenecen a servicios fintech c\u00f3mo billeteras virtuales o aquellos que no est\u00e1n adheridos a un banco denominados c\u00f3mo Proveedores de Servicios de Pago.<\/p>\n<p>Toda persona que tenga una cuenta en una fintech o una tarjeta prepaga, pero no una cuenta bancaria, puede recibir un pago de un bancarizado d\u00e1ndole un alias CVU de la misma manera en que hoy se puede hacer con la CBU.<\/p>\n<p>Argentina es el primer pa\u00eds del mundo con interoperabilidad entre una cuenta bancaria y una no bancaria.<\/p>\n<p><b>Acerca de Ixpandit<\/b><\/p>\n<p>Ixpandit Fintech Factory es una empresa creada por Mat\u00edas y Tom\u00e1s Friedberg. La compa\u00f1\u00eda combina el conocimiento del mundo financiero con la agilidad del e-commerce.<\/p>\n<p>Su foco est\u00e1 puesto en la digitalizaci\u00f3n de los negocios financieros y en perfeccionar la relaci\u00f3n con el usuario final. Esto se logra gracias a la Ciencia de Datos para generar eficiencia operacional y en la Tecnolog\u00eda, con el objetivo de ofrecer inclusi\u00f3n y velocidad en los servicios que brindan.<\/p>\n<p>El servicio es 100% digital, instant\u00e1neo, 24\u00d77 y sin documentaci\u00f3n f\u00edsica. Ixpandit, cuenta con m\u00e1s de 8 a\u00f1os en el mercado y posee varias l\u00edneas de negocios, entre ellas: Adelantos.com, plataforma centrada en el mercado de consumo, enfocada a ofrecer cr\u00e9ditos online de manera instant\u00e1nea.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Muchas veces lo usuarios bancarios se encuentran con estas siglas CBU, Alias CBU y CVU, y no saben qu\u00e9 son<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[],"tags":[1623,1634,1651],"class_list":["post-65","post","type-post","status-publish","format-standard","hentry","tag-bancos","tag-cbu","tag-cvu"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u00bfQu\u00e9 es y para qu\u00e9 sirven la CBU, Alias CBU y CVU? | FM Trance 103.3<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fmtrance.com\/online\/que-es-y-para-que-sirven-la-cbu-alias-cbu-y-cvu\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u00bfQu\u00e9 es y para qu\u00e9 sirven la CBU, Alias CBU y CVU? 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